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Commercial finance solutions

Finance built around the business.

Amber Capital helps businesses explore funding for property, development, assets, acquisitions, invoices, healthcare, cash flow and growth. We start with the objective, then help make the options clear.

PropertyWorking capitalAssetsAcquisitions
NACFB assured

NACFB assuredCommercial finance guidance across every sector we support.

Funding options

One commercial picture. A range of possible routes.

The right structure depends on your circumstances, timescale, security and wider plan. These are the areas Amber Capital can help you explore.

01

Healthcare funding

Finance for healthcare and care businesses investing in property, equipment, acquisitions, working capital and growth.

Healthcare businesses can have distinct assets, operating models and regulatory considerations. Amber Capital takes time to understand the commercial picture before helping you explore an appropriate funding route.

  • Practice and care business acquisitions
  • Medical equipment and technology
  • Property, refurbishment and expansion
  • Working capital for growing providers
02

Development finance

Funding options for residential and commercial development projects, from acquisition through construction and exit.

We help developers present the project, experience, cost plan and exit strategy clearly, then navigate development funding options that fit the shape and timing of the scheme.

  • Ground-up developments
  • Conversions and refurbishment
  • Land and site acquisition
  • Development exit finance
03

Buy-to-let finance

Finance for landlords and property investors purchasing, refinancing or growing residential property portfolios.

From a single investment property to a more complex portfolio, we help clarify the funding requirement and coordinate the information lenders need to assess it.

  • Individual and portfolio purchases
  • Limited company borrowing
  • Portfolio refinancing
  • Specialist property scenarios
04

Factoring & invoice finance

Working-capital solutions that can release cash tied up in unpaid customer invoices and support day-to-day growth.

Invoice finance can help businesses manage the timing gap between delivering work and getting paid. We help compare structures and consider how each option fits your customer relationships and cash cycle.

  • Invoice discounting
  • Factoring facilities
  • Selective invoice finance
  • Growth and contract funding
05

M&A finance

Funding support for acquisitions, management buyouts, succession planning and other business ownership transitions.

Transactions move quickly and involve more than the headline purchase price. We work with you and your advisers to understand the structure, funding need and wider working-capital requirement.

  • Business acquisitions
  • Management buyouts
  • Shareholder exits
  • Acquisition working capital
06

Asset finance

Finance for business-critical assets including vehicles, machinery, equipment and technology.

Asset finance can help spread the cost of investment and preserve cash for other priorities. We help businesses explore suitable ways to fund new and used assets or refinance existing equipment.

  • Motor vehicles and commercial fleets
  • Plant and machinery
  • Medical and specialist equipment
  • Asset refinance
07

Bridging finance

Short-term property funding for time-sensitive purchases, refurbishment, auction deadlines and refinance gaps.

A bridging facility needs a clear purpose and credible exit. We help organise the case around the property, timescale and repayment strategy so the requirement can be assessed efficiently.

  • Auction purchases
  • Refurbishment projects
  • Chain-break and time-sensitive purchases
  • Short-term refinance
08

Commercial finance

Broader funding options for business premises, expansion, cash flow, restructuring and strategic investment.

Commercial funding rarely sits in isolation. We look at what the business is trying to achieve, the available security and the repayment profile before helping you assess the options.

  • Commercial mortgages
  • Business loans
  • Working-capital facilities
  • Growth and restructuring finance

Sectors we support

Funding shaped by how your sector works.

We support businesses across a broad range of industries, applying the same commercial focus to every sector.

01Healthcare & care
02Property & development
03Construction
04Manufacturing
05Transport & logistics
06Hospitality & leisure
07Professional services
08Technology
09Agriculture & rural
10Retail & wholesale

Start a conversation

Let's talk about the requirement.

Tell us what the business is planning, the funding needed and the timescale you are working toward.

Contact Amber Capital

Contact Chris Corkillchrisc@amberloans.co.uk01624 842163